For over two decades, I've helped individuals and families in Southeast Michigan build, protect, and grow their financial futures — with clarity, integrity, and a plan that actually fits their lives.
About Randy Gudme
I became a financial advisor because I believe people deserve honest guidance — not products pushed to meet a quota. At Raymond James, I work exclusively in your interest, building relationships that last well beyond any single market cycle.
Based in Birmingham, Michigan, I serve clients throughout Southeast Michigan with personalized strategies in retirement planning, investment management, tax-efficient income, and estate preservation. Every plan I create starts with understanding what matters most to you.
What I Offer
Whether you're preparing for retirement, managing wealth, or planning for your family's future, I provide the expertise and attention you deserve.
Develop a clear roadmap for your retirement years — from savings accumulation to income distribution — so you can retire with confidence, not uncertainty.
Receive disciplined, research-driven portfolio management aligned with your risk tolerance, time horizon, and financial objectives.
Protect what you've built and ensure your assets pass to the next generation according to your wishes, with minimal tax impact.
Minimize your tax burden through strategic planning across accounts, investments, and withdrawal timing — keeping more of what you earn.
Evaluate your protection needs across life, health, disability, and long-term care to safeguard your family and your financial plan.
Explore 529 plans and other education savings strategies to help fund your children's or grandchildren's future — without derailing your retirement.
My Process
I don't believe in one-size-fits-all portfolios or pushy sales tactics. Every client relationship begins with a conversation — really understanding your goals, your concerns, and what a secure future looks like for you.
We meet at my Birmingham office — or remotely — to discuss your financial situation, goals, and concerns in depth.
I develop a comprehensive, written financial plan tailored to your unique circumstances and objectives.
Together, we put the plan into action — investing, adjusting accounts, and putting protections in place.
Life changes, markets change. I provide continuous monitoring and adjustments so your plan stays on track.
Schedule a complimentary consultation with Randy Gudme. There's no obligation — just an honest conversation about where you are and where you want to be.
Get Started TodayGet in Touch
I welcome the opportunity to learn about your financial goals. Reach out by phone, email, or by filling out the form — I respond to every inquiry personally.